Disability Housing Options: Finding the Right Accommodation
- Written by iVillage

Finding the perfect place to call home is a big deal!
Crossing this hurdle may be more difficult for people living with disabilities because of factors like discrimination, distance, accessibility, support, etc.
However, the NDIS has carefully set out a system by which persons living with disabilities can live in amazing places with all the support that they need. But now that you may have so many options, how do you find the one that fits just right? Let's explore the different types of disability housing options and what to consider to make the best choice.
Group Homes
Group homes are shared living arrangements where several people with disabilities live together. These homes provide round-the-clock assistance with daily activities like cooking, cleaning, and personal care. The goal is to foster independence while maintaining a social and communal atmosphere.
You can choose to live in a group home if you enjoy being in a supportive, community-oriented environment. This living option is preferable for people with moderate to high care needs.
Group homes have carers that are trained to meet the specific needs of the people in the home. They provide physical, moral and intellectual support. They also help with chores like medication management, mobility and personal care.
Supported Independent Living (SIL)
Supported Independent Living (SIL) is for individuals who want to live more independently but still need some level of support. SIL allows people to live in their own homes, shared housing, or apartments, with support workers visiting regularly to help with daily tasks. They help with tasks like cooking, cleaning and personal care.
The level of support is flexible and tailored to the individual’s needs. SIL focuses on empowering individuals to live as independently as possible. It is most suitable for those who can manage their day-to-day activities with minimal to moderate assistance but still require supervision for tasks like medication management or community access.
The most beautiful part of this arrangement is that the NDIS provides the funding. The funding would cover the cost of support workers while residents are responsible for rent, food, and utility expenses. SIL also provides social opportunities, as residents can choose to live alone or with housemates.
Specialist Disability Accommodation (SDA)
Specialist Disability Accommodation (SDA) is designed for individuals with very high support needs. These homes are specially built with accessibility features like wider doorways, adjustable kitchen counters, ceiling hoists, and smart home technology. The accommodations are also equipped to support wheelchair accessibility, sensory processing, and other mobility challenges.
Unlike other housing options, SDA integrates advanced assistive technologies that allow residents to control lighting, temperature, and security systems with voice commands or adaptive devices. Thanks to the SDA arrangement, individuals living with disabilities can live comfortably with minimal assistance.
The NDIS provides funding for SDA, which covers housing costs while residents contribute to rent and utility expenses. In most cases, Specialist Disability Accommodation is usually combined with Supported Independent Living (SIL) services to ensure comprehensive care.
Individual Living Options (ILO)
Individual Living Options (ILO) allows persons living with disabilities to choose who they live with, where they live, and how their support is structured. This flexible model includes various arrangements such as living alone with visiting support, living with a host family, co-residency (sharing with a support person), or living with friends or partners.
This disability housing option is most suitable for those who want more control over their living situation and prefer a more personalised approach to support. Unlike other options, ILO isn’t tied to a specific type of housing. It adapts to the individual’s lifestyle and preferences. The support option is dynamic and changes as the individual’s needs evolve.
ILO is funded through the NDIS, but it requires thorough planning and coordination for effective implementation. It is very important for participants to carefully develop a comprehensive support plan that outlines the living arrangement, support network, and contingency measures.
Short-Term and Respite Accommodation
Short-term and respite accommodation provide temporary housing solutions that allow individuals and their carers to take a break. This option is ideal for those who need short-term support due to changes in their usual living arrangement or when the usual carers need rest or time off.
These accommodations are fully equipped with accessible bathrooms, mobility aids and on-site carers. Short-term accommodation is most useful during emergencies, transitions, or when trialling a new living arrangement. It also serves as a break for carers to get enough rest and recuperate.
Funding for short-term and respite accommodation is generally available through the NDIS and the funding covers accommodation, food, and support costs. Individuals must plan and book ahead for this plan, as availability can be limited.
Factors to Consider When Choosing Housing Options
Level of Independence and Support Needs
The first thing to do when choosing a housing option is to assess yourself. Be honest with yourself and be very realistic. How well can you perform daily tasks like cooking, cleaning, and personal care? This assessment helps determine the required level of support you need. How much support you need would then determine the housing option to choose.
Living Preferences and Social Compatibility
Next is to consider your personal preferences.
Do you want social interaction or privacy? Group homes provide a communal environment for those who enjoy social activities, while Individual Living Options (ILO) offer more independence and personalised arrangements. So what exactly do you prefer?
Accessibility Requirements
Accessibility is a priority if you live with mobility challenges or sensory impairments. Ensure your chosen housing option has necessary modifications like wheelchair ramps, widened doorways, grab rails, and smart home technologies for easier navigation and independence. SDA typically offers the highest level of accessibility features.
Location and Community Integration
Accommodation location significantly impacts convenience and quality of life. Consider proximity to medical facilities, public transport, workplaces, and social or recreational centres. A well-connected location would reduce feelings of isolation and make independence easier.
Safety and Security
Safety is non-negotiable! Whatever housing arrangement you choose must have physical safety features like emergency call systems, secure entrances, and accessible evacuation routes. The environment must also be sane enough for your emotional safety.
Cost and Funding Options
How much can you afford? You can’t afford to be in debt in a bid to get good accommodation. The NIDs help, however, you may still need to contribute to daily living expenses depending on the option you choose. Evaluate the costs of rent, utilities, and living expenses against available funding options like the NDIS.
Future Flexibility and Scalability
Consider the potential for changing needs over time. What if you need more support or want greater independence in the coming months? Will your housing plan allow you to make changes without necessitating a disruptive move? These are questions you need to ask. For example, SIL provides flexible support levels that can be adapted as needs evolve.
Conclusion
Disabilities shouldn’t stop anyone, not even you, from living a good and even independent life. Thanks to the NDIS, you have so many options to choose from. With this guide, you have all you need to know on how to choose the perfect accommodation for you!
But here’s the hurdle: the application, choosing considerations and processing of whatever option you choose can be very rigorous. So what do you do? Use a good disability service provider. They’d guide you and ensure you get the perfect accommodation for you. You deserve all the ease and independence you need. So get started today!